Taxation

HRA Exemption Calculator

Calculate HRA exemption under Section 10(13A) using the three-limit rule.

Basic Salary (per month)

₹

Dearness Allowance (DA) per month

DA forming part of retirement benefits

₹

HRA Received (per month)

₹

Actual Rent Paid (per month)

₹

City Type

HRA Exemption Result

Exempt HRA (per month)₹17,000

Exempt HRA (per year)₹2,04,000

Taxable HRA (per month)₹3,000

Taxable HRA (per year)₹36,000

Limiting FactorLimit 3 (Rent paid − 10% of Basic+DA)

Three-Limit Comparison (Monthly)

Green bar = lowest limit (exempt amount)

Note: If rent paid exceeds ₹1 lakh per annum, the landlord's PAN is mandatory for claiming HRA exemption.

Disclaimer: Results are for estimation purposes only and do not constitute professional financial, tax, or legal advice. Consult a qualified CA or financial advisor before making decisions. Talk to an expert